Hermann, MO
Hermann, MO's wildfire risk, in USFS's own numbers
Hermann sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,498 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hermann's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Where Hermann's buildings actually sit
Indirect exposure is dominant in Hermann (80.1% of 1,498 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 19.9% sit in the Direct zone.
Where Hermann ranks
There's little gap between Hermann's 59th national percentile and its 53rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hermann ranks 12,832 for wildfire risk (1 is highest) and 9,181 by building count (1 is largest). Within Missouri alone, it ranks 499 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Hermann
At the 59th national percentile, Hermann rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 80.1% of Hermann's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hermann's 12,832-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hermann, see the exposure-zones guide.