Heritage Hills, NY
Heritage Hills, NY's wildfire risk, in USFS's own numbers
Heritage Hills sits at the 36th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,124 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Heritage Hills's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Heritage Hills's buildings actually sit
74.7% of Heritage Hills's 1,124 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 25.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Heritage Hills compares
Within New York, Heritage Hills ranks higher (77th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Heritage Hills ranks 20,331 for wildfire risk (1 is highest) and 11,123 by building count (1 is largest). Within New York alone, it ranks 300 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Heritage Hills's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Heritage Hills's 74.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,124 counted buildings into the percentiles shown above for Heritage Hills. For more on what indirect exposure implies beyond Heritage Hills, see the exposure-zones guide.