Hereford, TX
Hereford, TX's wildfire risk, in USFS's own numbers
USFS scores Hereford at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 6,325 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hereford at the 74th percentile, close to its 77th-percentile risk score.
Where Hereford's buildings actually sit
Most of Hereford's buildings (94.3% of 6,325) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,325 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Hereford compares
Inside Texas, Hereford sits at just the 51st percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hereford ranks 7,357 for wildfire risk (1 is highest) and 2,737 by building count (1 is largest). Within Texas alone, it ranks 871 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Hereford and the insurance market
At the 77th percentile nationally, Hereford carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Hereford
With 94.3% of buildings rated Minimal exposure, Hereford gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hereford's figures come from
Every one of the two percentiles behind Hereford's 7,357-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hereford's dominant minimal exposure actually means, with real examples from across the dataset.