Hereford, PA
Hereford, PA's wildfire risk, in USFS's own numbers
Hereford's 500 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hereford's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Where Hereford's buildings actually sit
USFS puts 60.8% of Hereford's 500 buildings in the Indirect exposure zone, versus 39.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hereford compares
Hereford's risk sits at a similar level relative to Pennsylvania (23rd percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hereford ranks 24,909 for wildfire risk (1 is highest) and 17,365 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,537 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Hereford's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Hereford (60.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hereford's figures come from
Every one of the two percentiles behind Hereford's 24,909-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hereford's dominant indirect exposure actually means, with real examples from across the dataset.