Herbster, WI
Herbster, WI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Herbster lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 389 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Herbster's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Herbster's buildings actually sit
Of Herbster's 389 counted buildings, 87.2% carry Direct exposure and only 2.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Herbster compares
Herbster's risk sits at a similar level relative to Wisconsin (33rd percentile statewide) as it does nationally (21st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Herbster ranks 25,011 for wildfire risk (1 is highest) and 19,438 by building count (1 is largest). Within Wisconsin alone, it ranks 541 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Herbster
Herbster's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Herbster (87.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Herbster's figures come from
Herbster's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Herbster's dominant direct exposure actually means, with real examples from across the dataset.