Hephzibah, GA
Hephzibah, GA's wildfire risk, in USFS's own numbers
Hephzibah sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hephzibah at the 68th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
84.1% of Hephzibah's 2,503 buildings sit in USFS's Direct exposure zone, roughly 2,105 structures close enough to burnable vegetation for flame contact, not just embers — 15.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Hephzibah against the rest of the country
Hephzibah's risk sits at a similar level relative to Georgia (58th percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hephzibah ranks 10,047 for wildfire risk (1 is highest) and 6,290 by building count (1 is largest). Within Georgia alone, it ranks 279 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Hephzibah's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 84.1% of Hephzibah in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hephzibah's figures come from
Every one of the two percentiles behind Hephzibah's 10,047-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hephzibah's dominant direct exposure actually means, with real examples from across the dataset.