Henry, TN
Henry wildfire risk explained
USFS scores Henry at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 402 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Henry's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Where Henry's buildings actually sit
Direct exposure dominates in Henry: 66.7% of its 402 buildings, versus 33.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Henry compares
Henry's risk sits at a similar level relative to Tennessee (34th percentile statewide) as it does nationally (43rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Henry ranks 17,881 for wildfire risk (1 is highest) and 19,173 by building count (1 is largest). Within Tennessee alone, it ranks 334 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Henry and the insurance market
Henry's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Henry's 66.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Henry's figures come from
Henry's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Henry's dominant direct exposure actually means, with real examples from across the dataset.