Henry, IL
Henry, IL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Henry at the 20th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,504 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Henry at the 21st percentile, close to its 20th-percentile risk score.
Henry's building exposure, zone by zone
USFS puts 87% of Henry's 1,504 buildings in the Indirect exposure zone, versus 5.7% Direct and 7.3% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Henry against the rest of the country
Compare Henry's two percentiles: 62nd within Illinois, only 20th nationally — a gap of 42 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Henry ranks 25,109 for wildfire risk (1 is highest) and 9,156 by building count (1 is largest). Within Illinois alone, it ranks 546 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Henry and the insurance market
Henry's moderate rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Henry's 87% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Henry's figures come from
The methodology guide shows exactly how USFS turned 1,504 counted buildings into the percentiles shown above for Henry. The exposure-zones guide covers what Henry's dominant indirect exposure actually means, with real examples from across the dataset.