Henrietta, TX
Henrietta, TX's wildfire risk, in USFS's own numbers
Henrietta's 2,131 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Henrietta at the 96th percentile, close to its 96th-percentile risk score.
Where Henrietta's buildings actually sit
USFS puts 85.4% of Henrietta's 2,131 buildings in the Indirect exposure zone, versus 14.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Henrietta compares
Henrietta's risk sits at a similar level relative to Texas (96th percentile statewide) as it does nationally (96th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Henrietta ranks 1,429 for wildfire risk (1 is highest) and 7,114 by building count (1 is largest). Within Texas alone, it ranks 75 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 96th percentile nationally, Henrietta carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 85.4% of Henrietta's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Henrietta's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Henrietta, see the exposure-zones guide.