Henrietta, PA
Henrietta wildfire risk explained
Out of every US place USFS scores, Henrietta lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 142 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Henrietta at the 45th percentile, close to its 47th-percentile risk score.
Henrietta's building exposure, zone by zone
Of Henrietta's 142 counted buildings, 63.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Henrietta ranks
Compare Henrietta's two percentiles: 75th within Pennsylvania, only 47th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Henrietta ranks 16,808 for wildfire risk (1 is highest) and 27,220 by building count (1 is largest). Within Pennsylvania alone, it ranks 492 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Henrietta's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Henrietta's 63.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 142 counted buildings into the percentiles shown above for Henrietta. For more on what direct exposure implies beyond Henrietta, see the exposure-zones guide.