Hendrum, MN
Hendrum, MN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hendrum at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 243 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hendrum at the 34th percentile, close to its 37th-percentile risk score.
Hendrum's building exposure, zone by zone
Hendrum rates 85.6% Minimal exposure against just 14.4% Direct and 0% Indirect — of 243 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Hendrum ranks
There's little gap between Hendrum's 37th national percentile and its 48th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hendrum ranks 19,947 for wildfire risk (1 is highest) and 23,365 by building count (1 is largest). Within Minnesota alone, it ranks 473 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Hendrum and the insurance market
At the 37th national percentile, Hendrum rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Hendrum's 85.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Hendrum's figures come from
Every one of the two percentiles behind Hendrum's 19,947-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hendrum's dominant minimal exposure actually means, with real examples from across the dataset.