Hendersonville, TN
Hendersonville, TN's wildfire risk, in USFS's own numbers
Hendersonville's 21,589 buildings earn a 17th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hendersonville at the 19th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Hendersonville: 35.8% of its 21,589 buildings, versus 29.5% Indirect and 34.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 21,589 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hendersonville ranks
Hendersonville's risk sits at a similar level relative to Tennessee (4th percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hendersonville ranks 26,264 for wildfire risk (1 is highest) and 641 by building count (1 is largest). Within Tennessee alone, it ranks 481 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Hendersonville and the insurance market
At the 17th national percentile, Hendersonville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Hendersonville's 35.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hendersonville's figures come from
Every one of the two percentiles behind Hendersonville's 26,264-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hendersonville's dominant direct exposure actually means, with real examples from across the dataset.