Henderson, TX
How exposed is Henderson to wildfire?
USFS scores Henderson at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 5,780 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Henderson at the 71st percentile, close to its 70th-percentile risk score.
Where Henderson's buildings actually sit
62.2% of Henderson's 5,780 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21% Direct and 16.8% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 5,780 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Henderson ranks
Henderson ranks lower within Texas (31st percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Henderson ranks 9,399 for wildfire risk (1 is highest) and 2,994 by building count (1 is largest). Within Texas alone, it ranks 1,232 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Henderson
Henderson's high rating (70th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Henderson's 62.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Henderson's figures come from
Henderson's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Henderson's dominant indirect exposure actually means, with real examples from across the dataset.