Henderson, NV
How exposed is Henderson to wildfire?
Henderson's 111,564 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Henderson at the 67th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Only 1.4% of Henderson's 111,564 buildings carry Direct exposure and 48.1% carry Indirect; the remaining 50.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 111,564 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Henderson against the rest of the country
Henderson's 68th national percentile looks worse in isolation than its 27th ranking inside Nevada does — this place is on the milder end for its own state, by 41 points. Among the 31,521 US communities USFS scores, Henderson ranks 10,058 for wildfire risk (1 is highest) and 56 by building count (1 is largest). Within Nevada alone, it ranks 90 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
Henderson's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 50.5% of buildings rated Minimal exposure, Henderson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Henderson's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Henderson, see the exposure-zones guide.