Henderson, MI
How exposed is Henderson to wildfire?
Out of every US place USFS scores, Henderson lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 330 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Henderson's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
57.9% of Henderson's 330 buildings sit in USFS's Minimal exposure zone, with only 42.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Henderson compares
Henderson scores 2nd nationally and 3rd within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Henderson ranks 30,894 for wildfire risk (1 is highest) and 20,819 by building count (1 is largest). Within Michigan alone, it ranks 723 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Henderson
At the 2nd national percentile, Henderson rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 57.9% of Henderson outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Henderson's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Henderson, see the exposure-zones guide.