Henagar, AL
Henagar, AL's wildfire risk, in USFS's own numbers
USFS scores Henagar at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,175 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Henagar's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
Where Henagar's buildings actually sit
Direct exposure dominates in Henagar: 94.1% of its 2,175 buildings, versus 5.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Henagar against the rest of the country
There's little gap between Henagar's 83rd national percentile and its 84th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Henagar ranks 5,408 for wildfire risk (1 is highest) and 7,003 by building count (1 is largest). Within Alabama alone, it ranks 99 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Henagar
At the 83rd percentile nationally, Henagar carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Henagar
Because Direct exposure dominates in Henagar (94.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Henagar's figures come from
Every one of the two percentiles behind Henagar's 5,408-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Henagar's dominant direct exposure actually means, with real examples from across the dataset.