Hemlock, MI
Hemlock wildfire risk explained
Hemlock's 847 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hemlock at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
85.4% of Hemlock's 847 buildings sit in USFS's Minimal exposure zone, with only 14.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hemlock against the rest of the country
Hemlock scores 5th nationally and 12th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hemlock ranks 29,912 for wildfire risk (1 is highest) and 13,192 by building count (1 is largest). Within Michigan alone, it ranks 655 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Hemlock
Hemlock's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hemlock
Hemlock's 85.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hemlock's 29,912-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hemlock, see the exposure-zones guide.