Hemlock Farms, PA
How exposed is Hemlock Farms to wildfire?
USFS scores Hemlock Farms at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,187 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hemlock Farms's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
What "at risk" means for the buildings here
3,187 buildings are counted in Hemlock Farms, and 99.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.1% rated Minimal.
Where Hemlock Farms ranks
Compare Hemlock Farms's two percentiles: 96th within Pennsylvania, only 60th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hemlock Farms ranks 12,682 for wildfire risk (1 is highest) and 5,178 by building count (1 is largest). Within Pennsylvania alone, it ranks 79 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Hemlock Farms
Hemlock Farms's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Hemlock Farms (99.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,187 counted buildings into the percentiles shown above for Hemlock Farms. For more on what direct exposure implies beyond Hemlock Farms, see the exposure-zones guide.