Hemingford, NE
Hemingford wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hemingford at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 638 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hemingford at the 36th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Hemingford's buildings actually sit
Only 8% of Hemingford's 638 buildings carry Direct exposure and 7.5% carry Indirect; the remaining 84.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Hemingford against the rest of the country
Inside Nebraska, Hemingford sits at just the 25th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hemingford ranks 18,469 for wildfire risk (1 is highest) and 15,363 by building count (1 is largest). Within Nebraska alone, it ranks 437 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Hemingford and the insurance market
At the 41st national percentile, Hemingford rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 84.5% of Hemingford outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hemingford's figures come from
Hemingford's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hemingford's dominant minimal exposure actually means, with real examples from across the dataset.