Hemby Bridge, NC
How exposed is Hemby Bridge to wildfire?
USFS's Wildfire Risk to Communities model puts Hemby Bridge at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 1,059 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hemby Bridge at the 36th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 84.4% of Hemby Bridge's buildings as Direct exposure, higher than its 15.6% Indirect share and far above its 0% Minimal share — a profile where 894 structures sit close enough to vegetation that lot clearing matters most.
How Hemby Bridge compares
Inside North Carolina, Hemby Bridge sits at just the 5th percentile even though it scores 33rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hemby Bridge ranks 21,213 for wildfire risk (1 is highest) and 11,532 by building count (1 is largest). Within North Carolina alone, it ranks 734 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Hemby Bridge
Hemby Bridge's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 84.4% of Hemby Bridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hemby Bridge's figures come from
The methodology guide shows exactly how USFS turned 1,059 counted buildings into the percentiles shown above for Hemby Bridge. The exposure-zones guide covers what Hemby Bridge's dominant direct exposure actually means, with real examples from across the dataset.