Heislerville, NJ
How exposed is Heislerville to wildfire?
Heislerville sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 167 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Heislerville at the 82nd percentile, close to its 85th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Heislerville: 100% of its 167 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Heislerville compares
Heislerville scores 85th nationally and 90th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Heislerville ranks 4,641 for wildfire risk (1 is highest) and 26,142 by building count (1 is largest). Within New Jersey alone, it ranks 71 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Heislerville carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Heislerville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Heislerville's figures come from
The methodology guide shows exactly how USFS turned 167 counted buildings into the percentiles shown above for Heislerville. The exposure-zones guide covers what Heislerville's dominant direct exposure actually means, with real examples from across the dataset.