Hecker, IL
How exposed is Hecker to wildfire?
Hecker sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 286 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hecker's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where Hecker's buildings actually sit
96.5% of Hecker's 286 buildings sit in USFS's Minimal exposure zone, with only 3.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hecker against the rest of the country
Within Illinois, Hecker ranks higher (20th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hecker ranks 30,563 for wildfire risk (1 is highest) and 22,000 by building count (1 is largest). Within Illinois alone, it ranks 1,161 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Hecker's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hecker
With 96.5% of buildings rated Minimal exposure, Hecker gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 286 counted buildings into the percentiles shown above for Hecker. For more on what minimal exposure implies beyond Hecker, see the exposure-zones guide.