Hebron, IL
Hebron, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hebron lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 701 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hebron's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
What "at risk" means for the buildings here
Only 21.8% of Hebron's 701 buildings carry Direct exposure and 0% carry Indirect; the remaining 78.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Hebron compares
Compare Hebron's two percentiles: 54th within Illinois, only 15th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hebron ranks 26,747 for wildfire risk (1 is highest) and 14,645 by building count (1 is largest). Within Illinois alone, it ranks 672 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Hebron's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 78.2% of buildings rated Minimal exposure, Hebron gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 701 counted buildings into the percentiles shown above for Hebron. For more on what minimal exposure implies beyond Hebron, see the exposure-zones guide.