Heathrow, FL
How exposed is Heathrow to wildfire?
USFS scores Heathrow at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,376 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Heathrow at the 73rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Heathrow's buildings actually sit
64.8% of Heathrow's 2,376 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15% Direct and 20.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Heathrow compares
Inside Florida, Heathrow sits at just the 30th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Heathrow ranks 8,911 for wildfire risk (1 is highest) and 6,556 by building count (1 is largest). Within Florida alone, it ranks 670 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Heathrow and the insurance market
At the 72nd percentile nationally, Heathrow carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Heathrow's 64.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Heathrow's figures come from
The methodology guide shows exactly how USFS turned 2,376 counted buildings into the percentiles shown above for Heathrow. The exposure-zones guide covers what Heathrow's dominant indirect exposure actually means, with real examples from across the dataset.