Heathcote, NJ
How exposed is Heathcote to wildfire?
Heathcote's 1,471 buildings earn a 35th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Heathcote at the 35th percentile, close to its 35th-percentile risk score.
Heathcote's building exposure, zone by zone
51.1% of Heathcote's 1,471 buildings sit in USFS's Direct exposure zone, roughly 752 structures close enough to burnable vegetation for flame contact, not just embers — 48.4% fall in the Indirect, ember-only zone and 0.5% are Minimal.
Where Heathcote ranks
Heathcote's risk sits at a similar level relative to New Jersey (35th percentile statewide) as it does nationally (35th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Heathcote ranks 20,423 for wildfire risk (1 is highest) and 9,308 by building count (1 is largest). Within New Jersey alone, it ranks 458 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Heathcote and the insurance market
At the 35th national percentile, Heathcote rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Heathcote
With 51.1% of Heathcote in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Heathcote's 20,423-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Heathcote, see the exposure-zones guide.