Healy, KS
Healy wildfire risk explained
Healy's 264 buildings earn a 34th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Healy at the 29th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 16.3% of Healy's 264 buildings carry Direct exposure and 0.8% carry Indirect; the remaining 83% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Healy compares
Inside Kansas, Healy sits at just the 12th percentile even though it scores 34th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Healy ranks 20,920 for wildfire risk (1 is highest) and 22,699 by building count (1 is largest). Within Kansas alone, it ranks 637 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Healy
Healy's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 83% of Healy outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Healy's 20,920-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Healy, see the exposure-zones guide.