Healy, AK
Healy wildfire risk explained
Healy sits at the 97th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 769 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Healy at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Healy's buildings actually sit
Direct exposure dominates in Healy: 85.7% of its 769 buildings, versus 14.2% Indirect and 0.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Healy ranks
Healy scores 97th nationally and 92nd within Alaska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Healy ranks 806 for wildfire risk (1 is highest) and 13,924 by building count (1 is largest). Within Alaska alone, it ranks 26 of 322 places by risk. See the full county-by-county picture for Alaska on its state page.
Shopping for coverage in Healy
At the 97th percentile nationally, Healy carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Healy's 85.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Healy's figures come from
The methodology guide shows exactly how USFS turned 769 counted buildings into the percentiles shown above for Healy. The exposure-zones guide covers what Healy's dominant direct exposure actually means, with real examples from across the dataset.