Healdton, OK
Healdton wildfire risk explained
Healdton sits at the 89th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,074 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Healdton at the 89th percentile, close to its 89th-percentile risk score.
Healdton's building exposure, zone by zone
2,074 buildings are counted in Healdton, and 57.6% of them are Indirect exposure — ember-driven risk rather than the 42.4% in Direct exposure or the 0% rated Minimal.
Where Healdton ranks
Healdton ranks lower within Oklahoma (43rd percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Healdton ranks 3,532 for wildfire risk (1 is highest) and 7,273 by building count (1 is largest). Within Oklahoma alone, it ranks 479 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Healdton and the insurance market
Healdton's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 57.6% of Healdton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,074 counted buildings into the percentiles shown above for Healdton. For more on what indirect exposure implies beyond Healdton, see the exposure-zones guide.