Hazen, PA
Hazen wildfire risk explained
USFS scores Hazen at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 82 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hazen's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
Of Hazen's 82 counted buildings, 75.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hazen against the rest of the country
Hazen scores 32nd nationally and 43rd within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hazen ranks 21,347 for wildfire risk (1 is highest) and 29,820 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,131 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Hazen's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Hazen (75.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hazen's figures come from
Hazen's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hazen's dominant direct exposure actually means, with real examples from across the dataset.