Hazen, ND
Hazen, ND's wildfire risk, in USFS's own numbers
Hazen sits at the 59th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,535 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hazen at the 57th percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 84% of Hazen's 1,535 buildings in the Indirect exposure zone, versus 16% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hazen compares
Hazen scores 59th nationally and 69th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hazen ranks 13,090 for wildfire risk (1 is highest) and 9,011 by building count (1 is largest). Within North Dakota alone, it ranks 125 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Hazen's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hazen
With ember exposure the dominant pattern in Hazen (84% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Hazen's figures come from
The methodology guide shows exactly how USFS turned 1,535 counted buildings into the percentiles shown above for Hazen. The exposure-zones guide covers what Hazen's dominant indirect exposure actually means, with real examples from across the dataset.