Hazelwood, MO
How exposed is Hazelwood to wildfire?
USFS's Wildfire Risk to Communities model puts Hazelwood at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 8,797 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hazelwood's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 81.7% of Hazelwood's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.8% Direct and 11.5% Indirect — a landscape-level risk rather than a building-by-building one. At 8,797 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hazelwood against the rest of the country
Inside Missouri, Hazelwood sits at just the 10th percentile even though it scores 31st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Hazelwood ranks 21,804 for wildfire risk (1 is highest) and 1,893 by building count (1 is largest). Within Missouri alone, it ranks 960 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Hazelwood
Hazelwood's moderate rating (31st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 81.7% of buildings rated Minimal exposure, Hazelwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,797 counted buildings into the percentiles shown above for Hazelwood. For more on what minimal exposure implies beyond Hazelwood, see the exposure-zones guide.