Hayfield, VA
Hayfield, VA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hayfield lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,197 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hayfield's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
USFS puts 80.2% of Hayfield's 1,197 buildings in the Indirect exposure zone, versus 19.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Hayfield against the rest of the country
Hayfield scores 28th nationally and 18th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hayfield ranks 22,550 for wildfire risk (1 is highest) and 10,665 by building count (1 is largest). Within Virginia alone, it ranks 555 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 28th national percentile, Hayfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 80.2% of Hayfield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hayfield's 22,550-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hayfield, see the exposure-zones guide.