Hayfield, MN
Hayfield, MN's wildfire risk, in USFS's own numbers
Hayfield sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 741 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hayfield at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hayfield's building exposure, zone by zone
90.8% of Hayfield's 741 buildings sit in USFS's Minimal exposure zone, with only 9.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hayfield against the rest of the country
Hayfield scores 2nd nationally and 3rd within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hayfield ranks 30,767 for wildfire risk (1 is highest) and 14,210 by building count (1 is largest). Within Minnesota alone, it ranks 887 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Hayfield
Hayfield's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hayfield
With 90.8% of buildings rated Minimal exposure, Hayfield gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hayfield's figures come from
Hayfield's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hayfield's dominant minimal exposure actually means, with real examples from across the dataset.