Hayden, IN
How exposed is Hayden to wildfire?
Hayden's 386 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hayden at the 17th percentile, close to its 15th-percentile risk score.
Hayden's building exposure, zone by zone
Direct exposure dominates in Hayden: 85.8% of its 386 buildings, versus 6.2% Indirect and 8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Hayden against the rest of the country
Within Indiana, Hayden ranks higher (69th percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hayden ranks 26,718 for wildfire risk (1 is highest) and 19,488 by building count (1 is largest). Within Indiana alone, it ranks 302 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Hayden and the insurance market
Hayden's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Hayden's 85.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hayden's figures come from
Every one of the two percentiles behind Hayden's 26,718-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hayden's dominant direct exposure actually means, with real examples from across the dataset.