Hawthorne, FL
Hawthorne wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hawthorne at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 789 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hawthorne at the 86th percentile, close to its 87th-percentile risk score.
Where Hawthorne's buildings actually sit
Of Hawthorne's 789 counted buildings, 69.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hawthorne against the rest of the country
Hawthorne's 87th national percentile looks worse in isolation than its 69th ranking inside Florida does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Hawthorne ranks 4,217 for wildfire risk (1 is highest) and 13,738 by building count (1 is largest). Within Florida alone, it ranks 291 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Hawthorne and the insurance market
Hawthorne's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hawthorne (69.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hawthorne's 4,217-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Hawthorne, see the exposure-zones guide.