Hawley, PA
Hawley wildfire risk explained
Out of every US place USFS scores, Hawley lands at the 56th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 601 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hawley at the 55th percentile, close to its 56th-percentile risk score.
What "at risk" means for the buildings here
USFS puts 66.2% of Hawley's 601 buildings in the Indirect exposure zone, versus 33.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Hawley compares
Hawley's 92nd-percentile standing inside Pennsylvania outpaces its 56th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Hawley ranks 13,942 for wildfire risk (1 is highest) and 15,828 by building count (1 is largest). Within Pennsylvania alone, it ranks 163 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Hawley
Hawley's elevated rating (56th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Hawley (66.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Hawley's 13,942-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Hawley, see the exposure-zones guide.