Hawkins, TX
How exposed is Hawkins to wildfire?
Out of every US place USFS scores, Hawkins lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 831 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawkins at the 73rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 86.4% of Hawkins's 831 buildings in the Indirect exposure zone, versus 13.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Hawkins ranks
Hawkins's 72nd national percentile looks worse in isolation than its 35th ranking inside Texas does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Hawkins ranks 8,989 for wildfire risk (1 is highest) and 13,340 by building count (1 is largest). Within Texas alone, it ranks 1,168 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Hawkins's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Hawkins (86.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 831 counted buildings into the percentiles shown above for Hawkins. For more on what indirect exposure implies beyond Hawkins, see the exposure-zones guide.