Hawkeye, IA
Hawkeye, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hawkeye at the 4th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 341 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawkeye at the 4th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
78.9% of Hawkeye's 341 buildings sit in USFS's Minimal exposure zone, with only 21.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hawkeye against the rest of the country
Hawkeye's risk sits at a similar level relative to Iowa (9th percentile statewide) as it does nationally (4th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hawkeye ranks 30,222 for wildfire risk (1 is highest) and 20,547 by building count (1 is largest). Within Iowa alone, it ranks 930 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Hawkeye's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 78.9% of Hawkeye outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Hawkeye's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hawkeye, see the exposure-zones guide.