Hawk Point, MO
How exposed is Hawk Point to wildfire?
USFS's Wildfire Risk to Communities model puts Hawk Point at the 53rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 400 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawk Point at the 55th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hawk Point's buildings actually sit
USFS puts 87.8% of Hawk Point's 400 buildings in the Indirect exposure zone, versus 12.3% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Hawk Point ranks
Hawk Point scores 53rd nationally and 38th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hawk Point ranks 14,974 for wildfire risk (1 is highest) and 19,212 by building count (1 is largest). Within Missouri alone, it ranks 660 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Hawk Point's elevated rating (53rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 87.8% of Hawk Point's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Hawk Point's figures come from
Every one of the two percentiles behind Hawk Point's 14,974-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hawk Point's dominant indirect exposure actually means, with real examples from across the dataset.