Hawk Cove, TX
Hawk Cove wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hawk Cove at the 67th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 221 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawk Cove at the 68th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Hawk Cove's buildings (57.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Hawk Cove ranks
Hawk Cove's 67th national percentile looks worse in isolation than its 25th ranking inside Texas does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Hawk Cove ranks 10,317 for wildfire risk (1 is highest) and 24,099 by building count (1 is largest). Within Texas alone, it ranks 1,345 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Hawk Cove and the insurance market
At the 67th percentile nationally, Hawk Cove carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Hawk Cove (57.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 221 counted buildings into the percentiles shown above for Hawk Cove. For more on what indirect exposure implies beyond Hawk Cove, see the exposure-zones guide.