Hawesville, KY
Hawesville, KY's wildfire risk, in USFS's own numbers
Hawesville sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 621 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawesville at the 28th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hawesville's buildings actually sit
621 buildings are counted in Hawesville, and 60.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Hawesville against the rest of the country
Compare Hawesville's two percentiles: 49th within Kentucky, only 26th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Hawesville ranks 23,357 for wildfire risk (1 is highest) and 15,540 by building count (1 is largest). Within Kentucky alone, it ranks 282 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Hawesville and the insurance market
Hawesville's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Hawesville's 60.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hawesville's figures come from
Every one of the two percentiles behind Hawesville's 23,357-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hawesville's dominant direct exposure actually means, with real examples from across the dataset.