Hawaiian Ocean View, HI
Hawaiian Ocean View, HI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hawaiian Ocean View at the 75th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,276 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawaiian Ocean View at the 67th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hawaiian Ocean View's building exposure, zone by zone
USFS classifies 84.8% of Hawaiian Ocean View's buildings as Direct exposure, higher than its 8.3% Indirect share and far above its 6.8% Minimal share — a profile where 2,779 structures sit close enough to vegetation that lot clearing matters most.
Hawaiian Ocean View against the rest of the country
Hawaiian Ocean View ranks lower within Hawaii (6th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Hawaiian Ocean View ranks 7,786 for wildfire risk (1 is highest) and 5,075 by building count (1 is largest). Within Hawaii alone, it ranks 153 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Hawaiian Ocean View
At the 75th percentile nationally, Hawaiian Ocean View carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Hawaiian Ocean View's 84.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hawaiian Ocean View's figures come from
Every one of the two percentiles behind Hawaiian Ocean View's 7,786-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hawaiian Ocean View's dominant direct exposure actually means, with real examples from across the dataset.