Hawaiian Gardens, CA
Hawaiian Gardens wildfire risk explained
USFS scores Hawaiian Gardens at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 3,160 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hawaiian Gardens at the 49th national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 99.8% of Hawaiian Gardens's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Hawaiian Gardens against the rest of the country
Hawaiian Gardens's 44th national percentile looks worse in isolation than its 7th ranking inside California does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Hawaiian Gardens ranks 17,795 for wildfire risk (1 is highest) and 5,215 by building count (1 is largest). Within California alone, it ranks 1,461 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Hawaiian Gardens and the insurance market
Hawaiian Gardens's 44th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Hawaiian Gardens
Even with 99.8% of Hawaiian Gardens outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hawaiian Gardens's 17,795-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hawaiian Gardens, see the exposure-zones guide.