Havre de Grace, MD
Havre de Grace wildfire risk explained
Havre de Grace's 5,560 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Havre de Grace at the 20th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Havre de Grace (38.6% of 5,560 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.5% sit in the Direct zone. At 5,560 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Havre de Grace compares
Havre de Grace scores 21st nationally and 28th within Maryland — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Havre de Grace ranks 24,897 for wildfire risk (1 is highest) and 3,100 by building count (1 is largest). Within Maryland alone, it ranks 379 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Havre de Grace
Havre de Grace's moderate rating (21st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Havre de Grace
With ember exposure the dominant pattern in Havre de Grace (38.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Havre de Grace's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Havre de Grace, see the exposure-zones guide.