Haviland, KS
Haviland, KS's wildfire risk, in USFS's own numbers
Haviland's 438 buildings earn a 66th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Haviland at the 58th national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
Haviland's building exposure, zone by zone
Haviland rates 88.1% Minimal exposure against just 11.9% Direct and 0% Indirect — of 438 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Haviland against the rest of the country
Haviland scores 66th nationally and 61st within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Haviland ranks 10,677 for wildfire risk (1 is highest) and 18,501 by building count (1 is largest). Within Kansas alone, it ranks 284 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Haviland's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Haviland
Even with 88.1% of Haviland outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 438 counted buildings into the percentiles shown above for Haviland. For more on what minimal exposure implies beyond Haviland, see the exposure-zones guide.