Haverstraw, NY
How exposed is Haverstraw to wildfire?
Haverstraw sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,520 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Haverstraw at the 28th percentile, close to its 31st-percentile risk score.
What "at risk" means for the buildings here
USFS puts 93.9% of Haverstraw's 1,520 buildings in the Indirect exposure zone, versus 5.6% Direct and 0.5% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Haverstraw ranks
Compare Haverstraw's two percentiles: 67th within New York, only 31st nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Haverstraw ranks 21,691 for wildfire risk (1 is highest) and 9,085 by building count (1 is largest). Within New York alone, it ranks 428 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 31st national percentile, Haverstraw rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Haverstraw
Because 93.9% of Haverstraw's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,520 counted buildings into the percentiles shown above for Haverstraw. For more on what indirect exposure implies beyond Haverstraw, see the exposure-zones guide.