Haverhill, MA
How exposed is Haverhill to wildfire?
Out of every US place USFS scores, Haverhill lands at the 31st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 19,071 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Haverhill's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Where Haverhill's buildings actually sit
Indirect exposure is dominant in Haverhill (67.6% of 19,071 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 19.4% sit in the Direct zone. At 19,071 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Haverhill against the rest of the country
Within Massachusetts, Haverhill ranks higher (81st percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Haverhill ranks 21,834 for wildfire risk (1 is highest) and 743 by building count (1 is largest). Within Massachusetts alone, it ranks 49 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Shopping for coverage in Haverhill
At the 31st national percentile, Haverhill rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 67.6% of Haverhill's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Haverhill's figures come from
Haverhill's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Haverhill's dominant indirect exposure actually means, with real examples from across the dataset.