Havensville, KS
How exposed is Havensville to wildfire?
USFS scores Havensville at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 151 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Havensville at the 91st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Havensville's buildings actually sit
77.5% of Havensville's 151 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Havensville compares
Havensville scores 92nd nationally and 92nd within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Havensville ranks 2,676 for wildfire risk (1 is highest) and 26,843 by building count (1 is largest). Within Kansas alone, it ranks 59 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Havensville's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 77.5% of Havensville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Havensville's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Havensville, see the exposure-zones guide.