Havana, KS
Havana wildfire risk explained
Out of every US place USFS scores, Havana lands at the 81st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 100 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Havana at the 83rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Havana: 59% of its 100 buildings, versus 41% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Havana ranks
Havana scores 81st nationally and 80th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Havana ranks 5,864 for wildfire risk (1 is highest) and 29,028 by building count (1 is largest). Within Kansas alone, it ranks 142 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Havana
Havana's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Havana (59%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 100 counted buildings into the percentiles shown above for Havana. For more on what direct exposure implies beyond Havana, see the exposure-zones guide.