Hatley, WI
Hatley wildfire risk explained
Hatley sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 332 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hatley's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Hatley's buildings actually sit
USFS classifies 60.2% of Hatley's buildings as Direct exposure, higher than its 39.8% Indirect share and far above its 0% Minimal share — a profile where 200 structures sit close enough to vegetation that lot clearing matters most.
Hatley against the rest of the country
Within Wisconsin, Hatley ranks higher (57th percentile) than it does nationally (28th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hatley ranks 22,739 for wildfire risk (1 is highest) and 20,782 by building count (1 is largest). Within Wisconsin alone, it ranks 346 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Hatley's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hatley
Hatley's 60.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hatley's figures come from
Hatley's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hatley's dominant direct exposure actually means, with real examples from across the dataset.